Get Funding For Your Business In Nigeria



We help you find the best business finance in Nigeria.

With a quick application and fast decision, you can stay focused on your business — while we process your loan. Starting or expanding a business has never been easier.

Why we’re different

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Simple application process

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Tailored finance solutions

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Money in your bank quickly

What we offer

Business loans and finance solutions — to suit SMEs and larger more established companies. The minimum funding amount is 100,000 Naira.

We find loans for

Businesses of all sizes, anywhere in Nigeria — including Lagos and Abuja. Having a registered company and a business bank account is preferable.

A simple guide to finding the right business loan in Nigeria

1. Tell us how much money you need and what it’s for

2. We’ll match your requirements with our lenders

3. We’ll get your loan approved and your business financed

Your loan and funding options

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Unsecured loans

SukFin are able to souce unsecured loans (without collateral) for all businesses and SMEs in Nigeria. We find our customers the best rates and terms — tailored to their specific needs.

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Secured loans

Secure your loan against a business asset or premises, or your personal house or that of a guarantor. Also known as a loan “with collateral”. Due to reduced risk — lenders will often offer low interest rates.

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Invoice finance

This business finance solution — allows you to immediately free up cash from unpaid invoices and put it right back into your businesses day to day operations.

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Asset finance

Finance that is secured against an asset of your business — from machinery and equipment to vehicles. Asset finance also lets you obtain assets via lease or hire purchase.

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Working capital

Our lenders offer flexible facilities to aid a company’s everyday operations. These loans are not used to make investments or buy long-term assets — rather they cover short-term needs.

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Startup loans

If you’ve been trading for less than a year — raising the funds needed to develop your business can be difficult. Start-up loans can be used to launch or grow a small business in Nigeria.

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Islamic finance

Islamic finance is a relatively new financial product in Nigeria and it’s growing quickly. This product does not attract any interest — instead, you commit to a profit sharing agreement.

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Property finance

For property developers, investors or landlords — there’s a range of finance options available — to help you start or finish your next real estate project.

How can I get a business loan with SukFin?

Our online application can be completed in less than 5 minutes. SukFin then matches your requirements with our panel of lenders — to provide you the most suitable funding options and competitive rates. There are no fees for applying and your data will be kept safe and secure.

How much can I borrow with SukFin?

A number of different factors affect how much you can get approved for — when applying for a business loan or other financing solution. Each lender has its own process for determining eligibility. Factors such as type of loan and annual company turnover are all considered.

How soon can I get funds with SukFin?

Lenders tend to reply quickly, and for those that don’t — we’ll work hard to keep things moving.  As long as you provide us with all the relevant documentation — it’s often possible to get funds disbursed in days.

Are loans through SukFin expensive?

As there are several different lenders offering business loans — interest rates vary. Applicable interest rates also depend on the business you have — what industry it is in, how long you have been operating for, if you have collateral etc. Having said this, we work with lenders other than commercial banks — so we can often get finance at cheaper rates.